I wish to advise you that after 21 years of practice I am retiring from public accounting. This has not been an easy decision to make as advising and working with my clients has been a great source of satisfaction and pleasure.

My years in public accounting have allowed me to broaden my horizons, experience and knowledge by meeting and working with many new people, for which I am truly grateful. However, the past couple of years have been a challenging time, with all of us being impacted in some manner by the COVID-19 pandemic. Some of us have lost loved ones or have had our own health challenges, both physical and mental, not to mention the impact on our economy, the stock market and our finances in general.

The pandemic gave me time to reflect on what is truly important which has made me realize that it is time to give back a bit to myself and to focus on spending more quality time with my family.

We have an amazing team of people working at Schwab & Co. and they will be available to support you, just as they always have. As always, Schwab & Co. will continue to assist you in maximizing wealth and achieving success through timely sound advice.

As I begin this new phase of my life, I wish you all the best in the years to come.